You work hard for your money. You wisely choose to defer a portion of your salary for your interests in your retirement years. But as you are aware, the plan is only as effective as you make it. If you defer too little, or make unwise investment decisions there is a chance that you will not reach your goals. Similarly, if you drain your plan balance over the years, you understand you will find a shortfall in retirement. What many participants do not think about is being responsible for the security of their savings as well. In this issue we offer you several tips for you to ensure the security of your retirement savings account.

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